Credit Repair Consulting Services
The DPMC Consulting's Debt Verification Process Will Help You Improve your Credit Score By Disputing All Negative Accounts, Inaccurate, Outdated or Obsolete Information On the Four (4) Credit Bureau Reports Under the Guidelines of The Fair Credit Reporting Act (FCRA).
Our Process Will Help You Improve Your Credit Rating by Allowing You to Open New Positive Accounts Which Increases Your FICO Score(s) Making it More Likely to Be Approved For a Mortgage, Installment Loan, Credit Cards a Business Loan or to Rent Residential or Commercial Property.
Credit Report Analysis
A detailed credit report analysis is performed to assess credit and debt related problems, potential solutions and action plan resolution. The analysis will also detect errors that commonly occur on credit reports including; mistaken identity, obsolete or outdated information, cross-referenced accounts, duplication of accounts, incorrect payment history information, account balance errors, debt to equity ratio manipulation, incorrect personal information reported and unauthorized inquiries.
Debt Verification
Preparation of documentation to verify information reported to National Credit Reporting Agencies by creditors, collection agencies, and public record filings. Formal updating, correction or deletion of incorrect or outdated personal information reported.
Creditor Mediation & Negotiation
Mediation & Negotiation with Creditors, Direct Support with clients to strategically resolve outstanding debt(s) or establish payment agreement(s) to minimize or delete negative information reported to the national credit bureaus.
Bankruptcy Recovery
Updating of credit reports to reflect correct reporting of accounts discharged under Chapter 7 Bankruptcy. Updating of accounts reported under Chapter 13 Bankruptcy or Wage Earner Plan. Strategic solutions to reestablish both secured and unsecured credit lines after bankruptcy.
Defaulted Student Loan Resolution
Competent and effective student loan services that utilize various consolidation and rehabilitation strategies to remove student loans from default status. We also specialize in student loan default prevention. Services include interaction with the U.S. Department of Education, State Loan Guarantors, Public and Private Universities, Colleges and Collection Agents.
Identity Theft and Credit Fraud Resolution
DPMC Consulting provides Identity Theft & Credit Fraud Resolution services. These services encompass researching the account(s) with the creditor and its erroneous reporting to the credit bureaus. Formal steps to have fraudulent debts removed from the credit report profile are taken. Updated credit report analysis is also performed to ensure accurate future reporting to credit reporting agencies.
Judgment & Lien Resolution
Consultation, Mediation and Support with client(s) to strategically resolve outstanding Civil Judgment(s) Lien(s).
Mortgage Foreclosure Prevention
Consultation & Support Services with Mortgage Lenders Loss Mitigation Departments, Internal Collection Department or Legal Representatives of the Lender to prevent Legal Foreclosure Proceedings and Sheriff Sale of Real Property (Residential/Commercial) through a combination of Workout Plans, Loan Modification or Loan Forbearance Programs.